Loan Products

Tractor R&D Advance

Turn your future R&D refund into immediate cash flow to fuel growth today.
  • Best for: Bridge funding while waiting for ATO refunds
  • Non-Dilutive $$ & No Equity Required
  • Loan automatically repaid when your refund arrives
Talk to team
$
$100k - $3M

Funding Access

Access up to 80% of your expected R&D refund.

3-4

Days

Approved in 3-4 Business Days (on average).

Until Refund

Arrives

Loan term runs until ATO pays your refund.

Funded 250+ companies

View full portfolio

Process

Some companies wait 6-12 months for their R&D refund. Others get that cash working immediately.

Stop letting the ATO timeline dictate your growth plans. Get your R&D money now and scale at the pace you choose.

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Step 1

Submit Your R&D Advance Application

First, chat with our Capital Strategy team. From there, upload your R&D claim documents and our team reviews within 1 business day.

Step 2

Quick Assessment Process

We run a streamlined evaluation of your R&D claim to determine advance eligibility.

Step 3

Expert Review & Approval

Our team (who actually understand R&D claims) assess your submission using proven frameworks and tech-friendly criteria.

Step 4

Funds in Your Account

Money transferred within 24 hours of approval. Loan automatically settles when ATO pays your refund.

Frequently Asked Questions

Why did we create the R&D Advance product? 🚜
What would you use R&D Advance funding for? 🚜
What do I need to qualify for Tractor R&D Advance? 🚜

Need Tractor's R&D Funding?

If you're waiting for an R&D refund and need that cash working now, get in touch.

Chat with the Team

Other Products

Tractor Growth Capital
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Tractor Express Capital
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Tractor Inventory Capital
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Disclaimer

Tractor Ventures Pty Ltd ACN 626 048 084 (Tractor Ventures) is a corporate authorised representative (CAR) (CAR Number 1287213) of Boutique Capital Pty Ltd ACN 621 697 621 (Boutique Capital) AFSL 508011.

Any information or advice is general advice only and has been prepared by Tractor Ventures for individuals identified as wholesale investors for the purposes of providing a financial product or financial service, under Section 761G or Section 761GA of the Corporations Act 2001 (Cth). Any information or advice given does not take into account your particular objectives, financial situation or needs and before acting on the advice, you should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. If any advice relates to the acquisition, or possible acquisition, of a particular financial product you should read any relevant Product Disclosure Statement or like instrument and consult your own professional advisers about legal, tax, financial or other matters relevant to the suitability of this information.

Any investment(s) summarised are subject to known and unknown risks, some of which are beyond the control of Tractor Ventures and their directors, employees, advisers or agents. Tractor Ventures does not guarantee any particular rate of return or the performance, nor does Tractor Ventures and its directors personally guarantee the repayment of capital or any particular tax treatment. Past performance is not indicative of future performance.

All investments carry some level of risk, and there is typically a direct relationship between risk and return. We describe what steps we take to mitigate risk (where possible) in the investment documentation, which must be read prior to investing. It is important to note that risk cannot be mitigated completely.