Loan Products

Tractor Line of Credit

Stop stressing about cashflow gaps. Draw flexible funding exactly when you need it.
  • Best for: Bridge Working Capital Gaps
  • Only Pay Interest on What You Use
  • Draw Down Monthly as Needed
$
$100k - $3M

Working Capital

Access based on your working capital needs.

3-4

Days

Approved in 3-4 Business Days.

Monthly

Flexible Access

Take what you need, when you need it.

250+ companies

Helping AU/NZ tech-focused companies manage cashflow with confidence, giving founders the flexibility to scale sustainably without cashflow stress.

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Process

Running out of runway while waiting for customer payments? 🚜

Your suppliers want payment in 30 days, but your customers take 90. That gap kills growth.

Our Line of Credit bridges those timing differences so you can focus on building, not stressing about cashflow.

Tractor Team Photo Hats in HairTractor Laughing Team PhotoTractor Team Contact Team PhotoTractor Ventures Team Walking Hobart
Step 1

Tell Us What Working Capital You Need

Book in a call with our Capital Strategy Team to let us know how much you need, when you need it, and why.

Step 2

Quick Assessment Process

We'll run a straightforward evaluation of your working capital requirements.

Step 3

We Get It – You Need This to Work

No complicated credit committees or endless paperwork. We look at your numbers, understand your business, and give you a straight answer.

Step 4

When Approved, Draw When You Need It.

Once your line of credit is ready, you can make repayments any time and of any size (as long at the minimum draw is maintained).

Frequently Asked Questions

Why do we have a Line of Credit product? 🚜
What would you use Tractor Line of Credit for? 🚜
What are the requirements for Tractor Line of Credit? 🚜

Ready to access our Line of Credit?

It's easy to get the process started and our team is ready to chat with you.

Chat with the Team

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