Access waived Stripe fees on your next AU$50k* in Stripe Processing, with Funding

We exist to unlock possibilities for founders, helping Australian and New Zealand technology companies scale with optionality.

We provide alt-capital for companies that wish to scale with optionality. Companies approach us for funding to grow their valuations and ensure they don’t increase their dilution unnecessarily.

We’re not a venture capital fund: we invest in companies off our balance sheet, and that means we don’t have a hard end date.

It does mean that we are flexible in how we help fund founders, and like you, we also run a profitable company, investing those profits where it is most impactful.

1. AU/NZ based entity
2. Base requirement of $50K+ monthly predictable revenue
3. Technology focussed, such as SaaS, ecommerce, marketplaces and many, many more
4. At least 3 months runway
5. Companies with a maturing growth engine and proven business model.

Our guide is between 1-3 times your monthly revenue.We prefer to keep the quantum small to reduce the cost and write multiple loans over time.

We encourage business leaders to think carefully about how much capital they can practically deploy over a 6 month period.

We re-finance 33% of our Tractor Village, and that rate is increasing.

A) ‘Get Started’
B) You fill out our application process
C) Contained in here, you connect your accounting software to ours, to begin the evaluation
D) Our team are in touch within 1 business day to advise of progress
E) If progressing, you proceed to our Credit & Risk assessment investment committee
‍F) We return promptly to advise of the outcome, and discuss next steps

Ah, the old equity vs debt conversation. Founders enjoy being in control of their own destiny - especially those that haven’t taken on much/any funding previously.

We don’t take board seats, or equity in our loans.We want to see you grow at a pace that suits you.

Tractor Ventures was established in 2020 by a core group of people that have been part of this Australian & New Zealand technology ecosystem for a long time, who saw a need for an alternative model of funding for many technology companies.

We are backed by 170+ of Australia & New Zealand’s most reputable founders, operators and investors, to ensure your success.

Rockets are exciting, but expensive, and often blow up.

Tractors are reliable and efficient, and heavily relied upon by their core users. Sometimes, you strap a rocket to a Tractor however…